Why Buying a Home is a Good Idea
Becoming a home owner gives you the freedom to start living the American dream! With Today’s Housing and Real Estate Market Beginning to Rebound, Buying a home is still a great investment. The tax benefits of home ownership far outweigh renting, and there are no landlords to haggle with about paint, parking, animals, etc. There’s also the personalization you get with owning your own home, you can get the type of home that works best for your family and customize or upgrade it any way you want!
Things NOT to do before buying a home:
- Don’t buy any major purchases! You want to keep your debt ratio low. Major purchases include: cars, furniture, appliances, electronics, jewelry, vacations, etc.
- Don’t move money around! When a lender reviews your loan package, one of the things they’re concerned about is the source of funds for your down payment. A loan officer will look at your liquid assets, such as your checking and savings accounts, money market funds, stock market statements, 401K and retirement accounts to ensure quality control and potential fraud.
- Don’t change banks. On the same token as the above mentioned, it’s best to show a consistent banking history. Stay put until the close of escrow.
Contact Us Today For Buying Your Home!
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Serving both Ventura and Los Angeles Counties. My website is updated daily with the most up to date MLS listings on the market in Simi Valley, Moorpark, Thousand Oaks, Westlake Village, Newbury Park, Oak Park, Oxnard, Ventura, Malibu, Calabasas, and Agoura Hills as well as other areas in the Greater Los Angeles and Ventura Counties.